Western World Insurance finally pays up

A word from the blog site owner: 

In blogosphere terms this is a relatively old blog. 

All the fireworks are over and there will be no new updates unless something 'newsworthy' about this issue comes up. 

The material is good historically as just about everything I could find on the issue was copied and posted here. So if you are interested in the topic it is all awaiting your review.


3/11/13

 


While this can be put into the 'win' column for the insured consumer if falls $54,000 short of what was claimed. The insured spent many months in litigation and ran up a $17,000 legal bill in fighting this 3rd rate, bottom feeding insurance company.

This should serve as a stern warning to all those using Western World Insurance or one of the spins offs* that if you should have a claim with them you are going to have a problem getting it paid. 

Expect to have to run up thousands in legal bills, and as the insured here found you will be hounded for materials that you have already provided several time already and eventually you will have your claim denied.

I suggest that you check your business insurance policy and if it is Western World or a spin off of theirs you should consider writing with a better agency.

* writes insurance under the names: Stratford, Westco, and Tudor.

Bookstore case settled at last-

While this can be put into the 'win' column for the insured consumer if falls $54,000 short of what was claimed. The insured spent many months in litigation and ran up a $17,000 legal bill in fighting this 3rd rate, bottom feeding insurance company.

This should serve as a stern warning to all those using Western World Insurance or one of the spins offs* that if you should have a claim with them you are going to have a problem getting it paid. 

Expect to have to run up thousands in legal bills, and as the insured here found you will be hounded for materials that you have already provided several time already and eventually you will have your claim denied.

I suggest that you check your business insurance policy and if it is Western World or a spin off of theirs you should consider writing with a better agency.

* writes insurance under the names: Stratford, Westco, and Tudor.

Western World Insurance

Western World's 3 Commandments:

#1)  Delay:  Play with the paperwork, ask for the same information many times,

#2)  Deny:  When #1 ends then Deny the claim,

#3)  Defend:  Make the policy holder take you to court, if you lose appeal it and keep it on appeal as long as possible.

Now Check out Western World on The Rip Off Report!

When you are finished here you should take a few minutes to look at the Western World post on The Rip Off Report:  http://www.ripoffreport.com/insurance-agencies/western-world-insura/western-world-insurance-group-139e9.htm

Additional photos of the NJ book store vandalism can be found at:  http://westernworldclaimsphotos.blogspot.com/

_________________________________

Motion to Amend Complaint

J. Franklin Properties, LLC,

Plaintiff

   

                                                                                                                   v.

Western World Insurance Co and

Jimcor Agencies,

Defendants

In an amendment to the original complaint the owner of the vandalized bookstore in Sicklerville, NJ, now adds five counts to their $325,000 claim and alledge that both the Franklin Lakes (NJ) insurance company (Western World) and their Montivale (NJ) agents (Jimcor Agencies):
* Failed/Refused to make payments to them under the terms of the policy,

* Breached their duty of good faith and fair dealing with Plaintiff,

* Without reasonable basis acted in bad faith,

* Engaged in wrongful and tortious acts in violation of the NJ Consumer Fraud Act and the Insurance Trade Practices Act, by committing both affirmative misrepresentation and knowing omissions in violation of said Acts,

* Refused to pay benefits after receiving all pertinent information necessary to evaluate the claim, demanding multiple submissions of the same materials,

* Compelled the Plaintiff to initiate litigation and incur out of pocket legal fees to obtain benefits of their insurance policy,

* Breached their advertised claims of protecting their insured by providing coverage while at the same time refusisng to pay the claim,

* Failed to comply with terms and conditions of the policies they wrote,

* Committed and engaged in Unconscionable commercial practices, deception, fraud, false promises, misrepresentation and thus caused Plaintiff financial damage and loss,

The Plaintiff asks for a jury trial and demands compensatory damages, punitive damages, attorney fees and the costs of the suit.

New Jersey Skunk Alert!

WESTERN WORLD UPDATE FYI:

Just when you think that an insurance company has hit bottom with their ploys not to pay a claim they surprise you and find some other, even more underhanded way, to avoid paying out.

 Over the course of the last year Western World has managed to delay any payout to the insured owner of a vandalized store in New Jersey, by making multiple demands for the same information which had already been provided several times and other demands for information which only the tenant renting the store would have.

Now, in the latest delay ploy, Western World Insurance Group has cross filed on the store's prior tenant, adding them to the suit and saying, without any proof whatever that the tenant may have caused the damage and any recovery to the building owner should be paid by this renter. Of course there is absolutely no indication of the renters involvement in the matter and despite a lengthy police investigation, no charges have ever been filed against them or anyone else.

The only thing accomplished with this cross filing is to delay the eventual payout and add years of litigation. Western World now attempts to remove itself from any involvement by making the tenants the insurer for the damage yet keeping years of premiums paid by the property owner.

Coming to 1,500 mailboxes in Feb. 2012!

On order for mailing by 2/7/12, to Professional Groups, consumers, media (both print and over air) and to employees of Western World and Jimcor.

Western World should try paying it claims!

Misc FYI:  You might want to check back with this site from time to time as we are working on other information regarding Western World and Jimcor Agencies and this and other sites will be expanded to include more information on cases and how they treat their insured when claims are made.

Should we all drop Tom and Frank a note and tell them what a great job they are doing in screwing their insured out of their benefits?

Thomas Mulligan
Associate Member
Western World Insurance Group
400 Parson's Pond Drive
Franklin Lakes, NJ 07417
Phone: 201-847-2870
Fax: 201-847-1379

t.mulligan@westernworld.com

Francis Mastowski
Sr. Vice President,
Eastern Region
Jimcor Agency Inc., CMGA

60 Craig Road
Montvale, NJ 07645

Phone: 201-573-8200
Fax: 201-573-8820
                     Toll free: 800-334-0474
                                    fmastowski@jimcor.com